How we make money.

We believe in radical transparency about how this site makes money. Here's the full picture.

Affiliate relationships, plainly

Loan Approval Help participates in affiliate marketing programs with select financial services companies. When you click certain links on our site and take an action (such as signing up for a free service or completing a loan pre-qualification), we may receive a commission at no additional cost to you.

These relationships help fund our work, but they do not influence our editorial decisions. We decline to participate in affiliate programs for products we consider predatory or low-quality, even when those programs offer high payouts.

How our relationships work

• Credit Karma (via AWIN): We include Credit Karma in articles where checking your credit score is a natural next step. Credit Karma is free to use and we earn a commission if you sign up through our link.
• Additional partners: As we add reputable partners, we list them here with full disclosure.

Our editorial rules

To maintain the trust this site is built on, we follow these rules:

• We only recommend products and services we would recommend to a family member in the same situation.
• We disclose affiliate relationships prominently in any article containing affiliate links.
• We do not accept payment to write positive reviews, and we do not write "sponsored posts" disguised as editorial content.
• We do not adjust rankings, reviews, or recommendations based on commission size.
• We decline affiliate programs for products that exploit financially vulnerable readers — regardless of how profitable they are.

FTC compliance

This disclosure is made in accordance with the Federal Trade Commission's 16 CFR Part 255: Guides Concerning the Use of Endorsements and Testimonials in Advertising. If you have any questions about our affiliate relationships or editorial policies, please contact us.

Last reviewed: January 2026